Finance your dream home in Mexico
Yave provides fast, easy and transparent mortgages for non-mexican residents.
Get an estimate in under 3 minutes
Fill out a simple online form to find out how much you could borrow.
Yave vs other lenders
Get an estimate and find out how much you could borrow in under 3 minutes
Only 15% down, up to 20 years, 10.99% fixed rate
Start owning your home today. Other lenders ask for 30% or more down, with us you can get started with just 15%. Pay off your mortgage over up to 20 years with a fully fixed rate.
Cross-border loans, regardless of your migratory status
With Yave you can buy your home in Mexico without needing to obtain mexican residence or citizenship. Get financing with no strings attached.
Yes, US citizens and citizens from any other country can buy in Mexico, although they are subject to some restrictions buying near the beach or border.
Yes! We’ll help you set up a trust so that you can purchase your home while complying with Mexican regulations.
Mexican Law forbids direct ownership of properties located 50 KMs from the beach or 100 KMs from the border by non-citizens. Fortunately you can set up an ownership structure through a trust to legally own a beach or border area home in Mexico as a foreigner.
Regardless of whether you purchase using a trust or not, you have more or less the same rights as you would have in the United States as a property owner, including the right to use, rent, sell, remodel, etc. Without restriction.
Your loan is going to be funded and billed in mexican pesos. This aligns the value of your property with your loan!
Although our loan application process is tailored for Americans, we can and have funded loans for all of the above in Mexico. Please note that processing times are slightly longer and additional documentation may be required.
The main requirements to qualify for a cross-border mortgage with Yave are being able to put at least 15% down, having a good credit history in your home country, and having verifiable and stable income. Our pre-qualification process is fast, easy and online, so there’s no need to wait to find out.
No. The loan can only be used to buy a property for residential / living purposes that is near-ready to be inhabited.
We can only fund your loan once the property is ready for delivery, this means that if you need financing for a downpayment or any kind of prepayment on the property, you would need to look for other alternatives.
That’ll depend on your financial situation, mainly how much income you make every month and how much you owe. If your loan is for more than $500,000 USD (10 million pesos) processing times can increase significantly.